:root{--bg:#f7f4ed;--ink:#10202a;--muted:#60717b;--brand:#0f766e;--dark:#0b3d39;--gold:#d99a21;--line:rgba(16,32,42,.11);--card:#fffdf9;--shadow:0 20px 70px rgba(11,61,57,.12)}*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,sans-serif;color:var(--ink);background:radial-gradient(circle at top left,rgba(217,154,33,.15),transparent 34%),radial-gradient(circle at top right,rgba(15,118,110,.14),transparent 36%),linear-gradient(180deg,var(--bg),#fff);line-height:1.65}a{text-decoration:none;color:inherit}.container{width:min(1240px,calc(100% - 30px));margin:auto}.topbar{position:sticky;top:0;z-index:40;background:rgba(247,244,237,.9);backdrop-filter:blur(16px);border-bottom:1px solid var(--line)}.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{display:flex;align-items:center;gap:11px}.brand img{width:46px;height:46px}.brand strong,.brand small{display:block}.brand small{color:var(--muted)}.hero{padding:62px 0 38px}.hero h1{font-size:clamp(2.7rem,5.7vw,5.2rem);line-height:1.02;letter-spacing:-.06em;margin:15px 0}.lead{max-width:850px;font-size:1.18rem;color:#43545e}.eyebrow{display:inline-flex;padding:7px 11px;border-radius:999px;background:rgba(15,118,110,.09);color:var(--dark);font-weight:900;font-size:.82rem}.hero-pills{display:flex;flex-wrap:wrap;gap:9px;margin-top:22px}.hero-pills span{padding:8px 11px;border-radius:999px;background:#fff;border:1px solid var(--line);font-weight:800}.tool-section{padding:16px 0 70px}.tool-grid{display:grid;grid-template-columns:minmax(0,.85fr) minmax(470px,1.15fr);gap:24px;align-items:start}.panel{background:var(--card);border:1px solid var(--line);border-radius:28px;padding:clamp(21px,3vw,32px);box-shadow:var(--shadow)}.panel h2,.explanation h2{font-size:clamp(1.8rem,3vw,2.8rem);letter-spacing:-.045em;margin:0 0 12px}.panel-intro{color:var(--muted)}.step{padding:22px 0;border-top:1px solid var(--line)}.step h3{margin:0 0 10px}.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}label{display:grid;gap:7px;margin-top:13px}label span{font-weight:800}input{width:100%;border:1px solid rgba(16,32,42,.16);border-radius:14px;padding:13px 14px;background:#fff;font:inherit}.money{position:relative}.money input{padding-right:64px}.money b{position:absolute;right:15px;top:50%;transform:translateY(-50%);color:var(--muted)}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:11px 17px;border-radius:999px;border:0;font-weight:900;cursor:pointer}.btn-primary{background:linear-gradient(135deg,var(--dark),var(--brand));color:#fff}.btn-gold{background:linear-gradient(135deg,#f3c85f,var(--gold));color:#241607}.btn-wide{width:100%}.result-panel{position:sticky;top:92px}.summary-box{padding:22px;border-radius:20px;background:linear-gradient(135deg,var(--dark),var(--brand));color:#fff;margin:18px 0}.summary-box span,.summary-box strong,.summary-box small{display:block}.summary-box strong{font-size:clamp(2rem,5vw,3.6rem);line-height:1;margin:8px 0}.comparison-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.solution-card{position:relative;padding:18px;border-radius:20px;background:#f7f8f7;border:1px solid var(--line)}.solution-card.featured{background:#edf8f5;border:2px solid rgba(15,118,110,.42)}.recommended{position:absolute;right:12px;top:12px;padding:5px 8px;border-radius:999px;background:var(--brand);color:#fff;font-size:.68rem;font-weight:900}.solution-head{display:flex;gap:10px;align-items:center}.solution-head h3{margin:2px 0}.solution-cost{font-size:1.62rem;font-weight:950;margin-top:18px}.solution-card p{font-size:.78rem;color:var(--muted)}.solution-card ul{padding-left:18px;font-size:.86rem}.recommendation{padding:19px;border-radius:18px;background:#fff4d9;border:1px solid rgba(217,154,33,.24);margin-top:16px}.cta-box{text-align:center;padding:25px;border-radius:23px;background:#0b3d39;color:#fff;margin-top:18px}.cta-box p{color:#dcebe7}.cta-kicker{font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:#f3cf79;font-weight:900}.text-link{display:inline-block;margin-top:14px;color:#e5f3f0;font-weight:800}.explanation{padding:70px 0}.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:28px}.benefit-grid article{padding:23px;border-radius:23px;background:#fff;border:1px solid var(--line);box-shadow:0 12px 38px rgba(11,61,57,.08)}.benefit-grid p{color:var(--muted)}.guide-link{display:inline-block;margin-top:25px;color:var(--dark);font-weight:900}footer{padding:32px 0;border-top:1px solid var(--line);color:var(--muted)}@media(max-width:1080px){.tool-grid{grid-template-columns:1fr}.result-panel{position:static}}@media(max-width:780px){.comparison-grid{grid-template-columns:1fr}}@media(max-width:650px){.grid-2,.benefit-grid{grid-template-columns:1fr}.nav .btn{display:none}.panel{padding:21px}}