:root{--bg:#f7f4ed;--ink:#10202a;--muted:#60717b;--brand:#0f766e;--dark:#0b3d39;--gold:#d99a21;--line:rgba(16,32,42,.11);--card:#fffdf9;--shadow:0 20px 70px rgba(11,61,57,.12)}
*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:radial-gradient(circle at top left,rgba(217,154,33,.15),transparent 34%),radial-gradient(circle at top right,rgba(15,118,110,.14),transparent 36%),linear-gradient(180deg,var(--bg),#fff);line-height:1.65}a{text-decoration:none;color:inherit}.container{width:min(1160px,calc(100% - 30px));margin:auto}.topbar{position:sticky;top:0;z-index:40;background:rgba(247,244,237,.9);backdrop-filter:blur(16px);border-bottom:1px solid var(--line)}.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{display:flex;align-items:center;gap:11px}.brand img{width:46px;height:46px;object-fit:contain}.brand strong,.brand small{display:block}.brand small{color:var(--muted)}.hero{padding:60px 0 32px}.hero h1{font-size:clamp(2.5rem,5vw,4.6rem);line-height:1.04;letter-spacing:-.055em;margin:15px 0}.lead{max-width:800px;font-size:1.15rem;color:#43545e}.eyebrow{display:inline-flex;padding:7px 11px;border-radius:999px;background:rgba(15,118,110,.09);color:var(--dark);font-weight:900;font-size:.82rem}.notice{max-width:900px;padding:15px 18px;border-radius:17px;background:#fff4d9;border:1px solid rgba(217,154,33,.25);color:#6f4900}.tool-section{padding:18px 0 65px}.tool-grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(360px,.92fr);gap:24px;align-items:start}.panel{background:var(--card);border:1px solid var(--line);border-radius:28px;padding:clamp(21px,3vw,32px);box-shadow:var(--shadow)}.panel h2,.seo-section h2,.faq-section h2{font-size:clamp(1.9rem,3vw,2.8rem);letter-spacing:-.045em;margin:0 0 18px}.step{padding:23px 0;border-top:1px solid var(--line)}.step:first-of-type{border-top:0}.step h3{margin:0 0 12px}.grid-2,.grid-3{display:grid;gap:14px}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}label{display:grid;gap:7px;margin-top:13px}label span{font-weight:800}input,select,textarea{width:100%;border:1px solid rgba(16,32,42,.16);border-radius:14px;padding:13px 14px;background:#fff;color:var(--ink);font:inherit}input:focus,select:focus,textarea:focus{outline:3px solid rgba(15,118,110,.14);border-color:var(--brand)}.money{position:relative}.money input{padding-right:42px}.money b{position:absolute;right:15px;top:50%;transform:translateY(-50%);color:var(--muted)}.check{display:flex;align-items:flex-start;gap:11px;margin-top:18px}.check input{width:19px;height:19px;margin-top:4px}.check span{font-weight:600;color:#43545e}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:46px;padding:11px 17px;border-radius:999px;border:1px solid transparent;font-weight:900;cursor:pointer;font:inherit}.btn-primary{background:linear-gradient(135deg,var(--dark),var(--brand));color:#fff}.btn-soft{background:rgba(15,118,110,.08);border-color:rgba(15,118,110,.14);color:var(--dark)}.actions{display:flex;gap:11px;flex-wrap:wrap;margin-top:22px}.preview-panel{position:sticky;top:92px}.paper{background:#fff;padding:28px;border:1px solid #d9d9d9;box-shadow:0 10px 35px rgba(0,0,0,.08);font-family:Georgia,serif}.paper h3{text-align:center;margin:0}.center{text-align:center;color:#555}.paper dl{margin:22px 0}.paper dl div{display:flex;justify-content:space-between;gap:15px;padding:8px 0;border-bottom:1px solid #ddd}.paper dt{font-weight:700}.paper dd{margin:0;text-align:right}.paper-note{padding:12px;background:#f7f4ed;font-size:.88rem}.seo-section,.faq-section{padding:65px 0}.prose{max-width:900px}.faq{display:grid;gap:12px}.faq details{padding:17px 19px;border-radius:18px;background:#fff;border:1px solid var(--line)}.faq summary{font-weight:900;cursor:pointer}.faq p{color:var(--muted)}footer{padding:32px 0;border-top:1px solid var(--line);color:var(--muted)}.footer-row{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}
.document-page{background:#edf1f3}.document-toolbar{display:flex;justify-content:center;gap:12px;padding:20px}.official-paper{width:min(820px,calc(100% - 30px));margin:0 auto 45px;background:#fff;padding:58px 62px;box-shadow:0 18px 60px rgba(0,0,0,.12);font-family:Arial,sans-serif;color:#111}.official-paper header{text-align:center;border-bottom:2px solid #111;padding-bottom:18px}.official-paper header h1{font-size:1.75rem;letter-spacing:.03em}.doc-brand{font-size:.75rem;color:#555}.official-paper section{margin-top:28px}.official-paper h2{font-size:1.13rem;border-bottom:1px solid #aaa;padding-bottom:7px}.official-paper table{width:100%;border-collapse:collapse}.official-paper th,.official-paper td{border:1px solid #bbb;padding:10px;text-align:left}.official-paper th{width:55%;background:#f6f6f6}.signature-box{height:110px;border-bottom:1px solid #777}.legal-note{margin-top:30px;padding:14px;border:1px solid #a77b24;background:#fff9e9;font-size:.85rem}
@media(max-width:930px){.tool-grid{grid-template-columns:1fr}.preview-panel{position:static}.grid-3{grid-template-columns:1fr 1fr}}@media(max-width:650px){.grid-2,.grid-3{grid-template-columns:1fr}.actions .btn{width:100%}.official-paper{padding:30px 22px}}@media print{.document-toolbar{display:none}.document-page{background:#fff}.official-paper{width:100%;margin:0;box-shadow:none;padding:18mm 16mm}.legal-note{break-inside:avoid}}

.error{display:block;color:#a52020;font-size:.83rem;margin-top:5px}
.leadbox{margin-top:20px;padding:20px;border-radius:20px;background:linear-gradient(135deg,#0b3d39,#0f766e);color:#fff}
.leadbox label{display:grid;gap:7px;margin:12px 0}
.leadbox input{width:100%;padding:13px;border-radius:13px;border:1px solid #cbd9d5}
.leadbox .check{display:flex;gap:8px}
.leadbox .check input{width:auto}
.leadbox .help{color:#dcebe7}
.hp{position:absolute;left:-9999px}
.cta,.expired{width:min(900px,calc(100% - 28px));margin:20px auto;padding:24px;border-radius:20px}
.cta{background:linear-gradient(135deg,#0b3d39,#0f766e);color:#fff}
.expired{background:#fff;text-align:center}

.leadbox .check span{color:#fff}

.caf-signature{margin-top:28px}
.signature-pad{
    width:100%;
    height:150px;
    border:1px dashed #9fb5af;
    border-radius:14px;
    background:#fff;
    touch-action:none;
    overflow:hidden;
}
.signature-pad canvas{
    display:block;
    width:100%;
    height:100%;
    cursor:crosshair;
    touch-action:none;
}
.signature-clear{
    margin-top:9px;
    border:1px solid #cbd9d5;
    background:#fff;
    color:#0b3d39;
    border-radius:999px;
    padding:8px 13px;
    font-weight:800;
    cursor:pointer;
}
@media print{
    .signature-clear{display:none!important}
    .signature-pad{
        border:0;
        border-bottom:1px solid #777;
        border-radius:0;
    }
}

.signature-saved{
    width:100%;
    height:150px;
    display:flex;
    align-items:center;
    justify-content:flex-start;
    overflow:hidden;
    border-bottom:1px solid #777;
}
.signature-saved img{
    display:block;
    max-width:100%;
    max-height:145px;
    object-fit:contain;
}
@media print{
    .signature-saved{height:72px}
    .signature-saved img{max-height:68px}
}

.signature-instruction{
    margin:0 0 12px;
    color:#dcebe7;
}
.send-signature{
    margin:14px 0 18px;
}
.send-signature > p{
    color:#fff;
    margin-bottom:8px;
}
.send-signature .signature-pad{
    background:#fff;
}

.pibail-member-box{
    display:grid;
    gap:5px;
    margin:16px 0;
    padding:14px 15px;
    border-radius:15px;
    background:rgba(255,255,255,.12);
    border:1px solid rgba(255,255,255,.2);
}
.pibail-member-box strong{color:#fff}
.pibail-member-box span,.pibail-member-box small{color:#dcebe7}